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Welcome to the
Florida Market Assistance Plan (FMAP)
Online Referral Service

 

We are a free referral service designed to match consumers, who cannot find property insurance, with Florida licensed agents and insurers who are writing new business.

FMAP was created by the Florida legislature in 1985 as a service organization designed to assist consumers in obtaining property and casualty insurance coverage from authorized insurers in the private market.



 

Copyright 2008 Florida Market Assistance Plan


Florida Real Estate with Brandon Jordan, your Northwest Florida Realtor and ActiveRain featured Realtor for Okaloosa County since 2007. We provide this information and much more on our site for you at no charge, so please remember us when you're looking to buy or sell real estate.

 



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0 commentsBrandon Jordan • July 29 2008 10:47PM

The value of using Virtual Tours

The Value of Using Virtual Tours

Imagine a home tour beginning with an agent profile, cutting to a sweeping

panorama of a gated community, and finally settling on shots of the home and its

interior. Augmented by voice, text, and additional links, the virtual home tour could

be the most significant visual marketing tool of all time. When compared to the onedimensional

and very expensive photos in local newspapers, a real-time tour online

is particularly attractive, especially when you can use advertising to drive people to

view the tours. Add phone technologies that call the agent directly from the buyer's

PC, and you have a compelling lead generation tool.

Most real estate professionals now use the virtual tour as a part of their marketing

strategy," observes J. L. Winn, vice president of marketing with VisualTour.com.

"Today's sellers want immediacy. Showing them how soon you can have their

property showcased on the Web can help capture the listing. Virtual tours are one of

the best ways to show eager buyers what you have that's new today," says Winn.

Why are virtual tours important, and what do they do?

They stick

Buyers usually look through many properties as part of a home search, so these

homes may blend together without some sort of memory aid. Virtual tours add

stickiness to the viewing by giving the buyer a simulated tour of the property.

They amplify

Complementing the textual descriptions written about a property, virtual tours

provide a visual help for the buyer, giving something to link the written facts with.

Virtual Tours also allow for professionally recorded text to combine with the tour,

maximizing the impact and using content to draw the buyer in!

They showcase

Online virtual tours are beautifully interactive: they allow viewers to scroll, zoom or

pause on a specific shot. Boasting 360° visibility, the tours give buyers a chance to

tour your home without leaving their computer. In a unique way, they show off your

home at its best.

They compete

Because virtual tours are growing increasingly popular in real estate advertising,

they're becoming more and more necessary. Think about it: if you were a little

 

interested in a home, what would tip you towards wanting to buy? A beautiful virtual

tour, complete with spoken descriptions, or one with no other information

whatsoever?

According to a Borrell Associates Home Seeker Survey 81% of U.S. Homebuyers use

the Internet and Virtual Tours as a resource when they are searching for a new

home, and only 35% attend Open Houses. Once your virtual tour has been created,

you have essentially created a round-the-clock online open house that buyers can

conveniently experience from their home or office computer.

Sitting in front of a computer while clicking and dragging the mouse, a buyer can

take in 360-degree views of houses and inspect rooms from corner to corner and

floor to ceiling, with descriptive text or audio accompanying them along the way.

Without leaving the room, a buyer now spends far less time viewing far more

choices. Buyers who don't use virtual tours spend an average of three times longer

with an agent before making a purchase decision.

While a virtual tour will never be a substitute for a personal walkthrough, it is an

essential first step for helping a buyer hone in on the listings that fit their needs and

taste. With a virtual tour, a buyer can very quickly determine if they are interested in

taking the next step of making an appointment to go out and visit a listing, which

saves your time and theirs.

Does this necessarily mean that your listings will sell faster if you use Virtual Tours?

Consider the benefits:

Have more informed clients.

 

According to the California Association of Realtors,

the Average Internet Home Seeker spent 41 days searching online before contacting

an agent, while the average Traditional Home Seeker (who didn't use the Internet or

Virtual Tours), spent only 15 days searching before contacting an agent.

Spend one-third the time with Buyers before closing the sale.

 

 The earlier an

agent is brought into the home buying process, the more time the agent ends up

spending with that buyer before a purchase decision is reached. An average

Traditional Home Seeker will spend an average of 46 days consulting with an agent

 before making a purchase, while an Average Internet Home Seeker will spend only

15 days.

Show half as many homes to each buyer.

The same study revealed that the

average traditional homebuyer visited 14 homes with their agent, while the average

Internet homebuyer visited only 7 homes. In the end, 72% of Internet Home Buyers

found the home they ended up buying through an agent, compared with 63% of

traditional buyers.

By using Virtual tours and marketing your listings online, you may gain these

benefits:

Get more leads

Spend less time with each buyer

Show less homes to each buyer

Virtual tours can help sell homes. Using them for every listing is a powerful way for

you to differentiate yourself from other agents in your area, and secure more

listings. Telling a prospective client that you will have a virtual tour of their listing

created and posted online is a strong incentive for them to list with you.

Including a virtual tour with every listing shows potential clients that you go above

and beyond your competitors that only post ‘front of house' photos on their websites

and in their print advertisements, and may entice them to think of you when it is

time to sell their home.

Sources:

http://realtytimes.com/rtpages/20010501_tours.htm

http://www.pewinternet.org/pdfs/PIP_Virtual_Tours_2006.pdf

http://www.realtor.org/rmomag.nsf/pages/techwatch200306091?OpenDocument

http://www.realtor.org/rmomag.NSF/pages/techwatch200507051?OpenDocument

http://buyowner.com/learning/blog_article.asp?id=86

Florida Real Estate with Brandon Jordan, your Northwest Florida Realtor and ActiveRain featured Realtor for Okaloosa County since 2007. We provide this information and much more on our site for you at no charge, so please remember us when you're looking to buy or sell real estate.

 



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1 commentBrandon Jordan • July 27 2008 12:51AM

Effects of Zillow and Trulia

users with how sales prices have been trending where it matters - in their county, city, ZIP code

and neighborhood.

While Trulia is neither run by agents nor brokers, and claims to make money through advertising

rather than lead generation, ultimately the twin pillars that comprise its belief system are not too

far afield from that of Zillow.com:

• Looking for a home shouldn't be a miserable experience

• Information should be made freely and easily available to everyone

Access to information certainly can help a homebuyer make an informed decision. But if it isn't the

right information, or could easily be misinterpreted - and comes without disclaimers - is access to

it still a good thing?

The National Community Reinvestment Coalition, a Washington, D.C. based non-profit organization

that promotes equal access to credit and capital for underserved communities, doesn't think so.

In a 12-page complaint against Zillow.com filed with the Federal Trade Commission in October

2006, it says Zillow's "mechanism is highly inaccurate and misleading to consumers." The NRC

also notes - citing its own audit - that Zillow's "zestimates" are "off the mark" more than twothirds

of the time.

While Zillow does disclose the accuracy rates for major markets where it values homes (for

example, in the New York metropolitan area) it notes that just 52 percent of its estimates are

within 10 percent of a home's selling price, one of its worst accuracy rates. In the Seattle area, 73

percent of the company's estimates are within 10 percent of a selling price.

David Berenbaum, an executive vice president at the NRC who revealed his home's appraisal was

undervalued by Zillow by more than $30,000 said, "We are concerned about consumers relying on

the inaccurate information and getting into a bad loan." He also said low-income homeowners

have been targeted by predatory lenders who utilize the inaccurate information on Zillow to justify

their lending practices.

Still, as a real estate professional you know full well that the buying and selling of homes can and

never will be "commoditized." While certainly the appraisal aspect of the transaction needs to be

taken into consideration by all parties, it remains only a single step on the protracted journey of

bringing buyer and seller together.

In spite of "sell your own home" type enterprises, most homeowners have neither the time nor the

wherewithal to handle marketing their homes and attracting buyers. Even in 2008, to give a

property the highest chance to be sold, most people would recommend listing it in the Multiple

Listing service, a service that requires the assistance of a real estate pro.

Information on appraisals and valuation may indeed help both buyer and seller to come to terms.

In fact, it may have the intended effect of arming the buyer with more negotiating power to lower

prices while also helping to ensure that a seller is realistic in their expectations. As a real estate

professional, however, you want to caution buyers and sellers alike that a website, - whether it's

Zillow.com, Trulia.com or something else entirely - no matter how comprehensive and "marketsensitive"

it appears to be, will likely always have its limitations and fine print.

This article is for informational purposes only. Please refer to each respective website for the

Terms of Service. As with any content posting you should consult your own attorney as to any

legal considerations that should be contemplated prior to participation.

Florida Real Estate with Brandon Jordan, your Northwest Florida Realtor and ActiveRain featured Realtor for Okaloosa County since 2007. We provide this information and much more on our site for you at no charge, so please remember us when you're looking to buy or sell real estate.

 



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0 commentsBrandon Jordan • July 27 2008 12:47AM

Zillow and Trulia are affecting the real estate industry

How Sites Such as Zillow and Trulia

are Affecting the Real Estate Industry

It used to be that real estate sales associates were the only people who had the "inside scoop" on

properties. They could tell you what a house sold for, what the neighbor's house sold for,

estimated taxes, land size, year built, etc, etc. And most importantly, they knew the secret

formula for finding the value of a home. With the introduction of sites such as Zillow.com and

Trulia.com, those days are seemingly over, as almost any Joe Shmoe with access to a computer

can put himself in the driver's seat of real estate. Or can he? We will explore these two new

relatively newcomers to the Real Estate Industry below.

Zillow.com

is a website where you can go to find an instant online valuation of over 60 million

homes in the United States. The brainchild of Richard Barton, who also founded Expedia.com a

decade ago, Zillow.com is built on a similar model. Expedia.com helped leapfrog travel agents by

giving consumers the same tools to book reservations that those agents had long controlled.

Zillow.com, in turn, offers property information that heretofore has been beyond the reach of

buyers and sellers alike, particularly those who, for whatever reason, decided against engaging a

real estate sales associate.

Practically speaking, buyers (or even sellers, for that matter), can go to www.zillow.com, type in

an address and receive an instant valuation of one or all homes on a street or neighborhood.

To extract that valuation, Zillow's software pores over public county records and other government

data on more than 60 million homes nationwide. It then uses a proprietary computer analysis to

come up with current values, which the company calls "zestimates." As found on their website,

"When our statisticians developed the model to determine home values, they explored how homes

in certain areas were similar (i.e., number of bedrooms and baths, and a myriad of other details)

and then looked at the relationships between actual sale prices and those home details. These

relationships form a pattern, and they used that pattern to develop a model to estimate a market

value for a home." So, one part public data such as assessors' records, one part actual sales data,

and a few parts speculation, create a zestimate. At one point, Zillow indicated their own

confidence level in individual zestimates by providing a range of stars, much like a movie review.

However, such guidance no longer exists.

A complementary but unaffiliated site to Zillow.com is Trulia.com, a real estate search engine that

helps buyers find homes for sale and provides real estate information at the local level. The site

claims that buyers, through information found on their site as part of its five-step process to

pinpoint specific zip codes and neighborhoods, can better understand real estate trends at the local

level. For example, a buyer will understand how a potential future home stacks up compared to

similar homes on the market, and similar homes that have recently sold. Additionally, it supplies

Florida Real Estate with Brandon Jordan, your Northwest Florida Realtor and ActiveRain featured Realtor for Okaloosa County since 2007. We provide this information and much more on our site for you at no charge, so please remember us when you're looking to buy or sell real estate.

 



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0 commentsBrandon Jordan • July 27 2008 12:44AM

Twitter

Twitter.com Twitter as a Tool in the Industry

Twitter now changes all of that. It allows you to send text-based posts or micro-blogs (up to 140

characters, about a sentence long) to the Twitter website, multiple cell phones, IM services, or

Facebook. Twitter's technology now means that you can reach anyone that has a cell phone with

text messaging capability. These micro-blogs, or "Tweets" in Twitter lingo, opens up new

possibilities for real estate professionals.

For larger real estate companies and brokers, it allows you to communicate information in real time

via cell phone. Price and rate changes, new listings and sold properties in the market, or seminars,

meetings and events can now be disseminated to every member of the organization with one

message to any phone with text messaging capability. Team members can share tips and

information on activities and accomplishments all without the need for a smart phone.

But the individual real estate sale sassociate may benefit most by using Twitter. While individuals

within a real estate organization may each have a smart phone with Web and email capability,

many of your potential clients may not. The ability to communicate a drop in the asking price of a

property, or a new listing to multiple potential buyers instantly to their cell phone is a good way to

stay one step ahead of the competition. Plus, you can send an informational "Tweet" to clients with

a link to a website, article or event. A simple text message with a link to a newspaper article

describing plans for a new school in the community can pique a buyer's interest - and position you

as a knowledgeable and responsive sales associate that's constantly investigating the best possible

residence for their clients.

Making Twitter Work for You

To get started on Twitter, you can go directly to their website, www.twitter.com, to join and get

information on what Twitter is and does. However, the best source of information on how to use

Twitter as a marketing and informational tool comes from real estate professionals currently using

it. There are a number of sites, articles and blogs out there, but four of the best are:

• The WAV Group's article, "Twitterstate: Twitter for Real Estate Professionals"

(http://waves.wavgroup.com/twitterstate-twitter-for-real-estate-professionals )

• Union Street Media's blog, "Twitter for Real Estate or Business"

(http://www.unionstreetmedia.com/blog/twitter-for-real-estate-or-business/ )

• Daniel Rothamel's blogs on agentgenius.com, "Welcome to Social Media for Real Estate 101:

Twitter" (http://agentgenius.com/?p=239 ); and "I Wish More Real Estate Bloggers Would

Use Twitter" (http://agentgenius.com/?p=182 )

• Joel Burslem's article on future Of Real Estate.com, "Using Twitter to Listen to Your

Customers" (http://www.futureofrealestatemarketing.com/using-twitter-tolisten-to-yourcustomers )

Each of these offers useful insights, evaluations and tips on how Twitter can be used by real estate

professionals. Plus, the links included can provide additional valuable information on the uses of

social media and networking. Read what others in the real estate market are saying, and then

decide if Twitter can be a useful tool for communicating with your clients and peers. Before you

know it, posting your daily "Tweets" may become as much of a habit as checking the MLS listings.

This article is for informational purposes only. Please refer to each respective website for the

Terms of Service. As with any content posting you should consult your own attorney as to any

legal considerations that should be contemplated prior to participation.

Florida Real Estate with Brandon Jordan, your Northwest Florida Realtor and ActiveRain featured Realtor for Okaloosa County since 2007. We provide this information and much more on our site for you at no charge, so please remember us when you're looking to buy or sell real estate.

 



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0 commentsBrandon Jordan • July 27 2008 12:37AM

Staying in Touch with Twitter

Twitter.com

Staying in Touch with Twitter-

What's All the Buzz About?

 

One of the most important rules for success in the real estate market is maintaining effective

communication. As a real estate professional, it means finding the most useful tools that can help

you communicate more effectively and help generate leads and sales. It also means keeping a

watch on activity in the industry along with national, regional or neighborhood trends, and then

being able to react to those trends.

In past articles, we've talked about using the Internet to reach out to potential clients by creating

your own real estate Web log, or, as they're commonly known, blogs. Your real estate blog can

allow you to reach out to a wider customer base, position you as an expert in your market and

establish a relationship with potential clients long before you ever show a property in person. Now,

there's a new tool that's gaining popularity among real estate professionals called Twitter.

So what is Twitter? It's a free, Internet-based micro-blogging social network service that was

created in 2006 by the San Francisco-based company Obvious. Twitter is a type of instant

messaging application that allows you to send a near real-time text message to many people at the

same time. So what does all that mean, and what can it do for you? Let's break it down piece-bypiece.

Social Networking and Media

First, social networking on the Internet has been available for a number of years in a variety of

forms - all allowing the user to connect and network with hundreds or even thousands of people

from all around the world. The two largest and most well-known Web-based networks are MySpace

and Facebook. You can post profiles, blogs, photographs, drawings, music files and videos on these

networks, creating an interactive dialogue with any number of others that may share your

interests.

Another popular social networking service is Instant Messaging, or IM. The attraction of IM is that it

allows almost real-time text-based conversation, or chat, between two or more users over a

network. It differs from email because IM chat happens immediately in front of the user, and can

include a number of different participants.

All of the social networking options on the Web can be useful to real estate professionals as sales,

organizational and communications tools. However, one of the limitations of those networks is that

the target of your message must have a computer or an Internet-ready mobile device in order to

view your messaging.

Florida Real Estate with Brandon Jordan, your Northwest Florida Realtor and ActiveRain featured Realtor for Okaloosa County since 2007. We provide this information and much more on our site for you at no charge, so please remember us when you're looking to buy or sell real estate.

 



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0 commentsBrandon Jordan • July 27 2008 12:35AM

Coldwell Banker Advertising Campaign 2008

2008 Online Advertising Campaign
 

Online marketing - an integral part of the Coldwell Banker® national advertising strategy.

In addition to national television advertising, in 2008 we'll also execute a robust online advertising campaign.  Our efforts will focus on web sites that are aligned with the various life events that prompt our target audience, to enter the real estate market.  

Given our target's affinity for home improvement projects, HGTV.com and our sponsorship of Designed to Sell continues to be an excellent fit for our brand.

A co-branded sweepstakes will once again be a part of this online sponsorship package.  Web banners and flyers will be available so that you can promote this sweepstakes to your existing clients and prospects.

In order to connect with consumers who are planning for the birth of a child or have young children, the Coldwell Banker brand will also engage in an online sponsorship with Babycenter.com.

As part of our sponsorship package, the Coldwell Banker will be the exclusive advertiser within the Baby Name section, the most highly trafficked area of the BabyCenter site. 

There's no doubt that MSN.com continues to be one of the most highly trafficked sites on the web.  As a result, we'll continue to run our behavioral targeting banner ad program on this site. 

Behavioral targeting allows us to serve our banners to MSN users who have been identified as being interested in real estate information based on their web searching habits.  This tactic is great for driving click through rates and qualified leads to local offices.

In addition, throughout 2008, search engine marketing on Google, MSN, Yahoo and Ask will be an integral part of our online advertising program.

Florida Real Estate with Brandon Jordan, your Northwest Florida Realtor and ActiveRain featured Realtor for Okaloosa County since 2007. We provide this information and much more on our site for you at no charge, so please remember us when you're looking to buy or sell real estate.

 



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0 commentsBrandon Jordan • July 27 2008 12:25AM

Open house listing go to the top

Open House Listing Go to the Top!
 

Open Houses Go to the Top of the List in coldwellbanker.com;  receive additional exposure and be eligible to win valuable prizes on openhouse.com!

Good Realtors® know that an open house is good business.  It offers exposure to a listing that makes the seller happy, and creates activity in the market that shows consumers that yes, people are buying and selling, even in the summer months!  But did you know that buyers searching for properties in coldwellbanker.com can elect to view properties with an open house first?  If you want your property to rise to the top, be sure to schedule open houses for all your listing and post that open house information on coldwellbanker.com!  To learn how you can post information about your open houses to coldwellbanker.com, click here.

An added benefit to adding your open house information to coldwellbanker.com is the free placement the property will receive on openhouse.com.  This website, one of the Coldwell Banker listing distribution partners sites, provides additional visibility on the Web for all listings with open houses and virtual tours.  This is more great news for sellers looking to maximize their property's exposure to potential buyers.  Listings with open house information and virtual tours are automatically sent to openhouse.com with no additional effort on the part of the sales associate or the office administrator!  Just post the information on coldwellbanker.com and it will appear on openhouse.com, and a variety of other sites. Click here for a complete list.

If exposure for your listings and happy sellers are not enough, from June 1 through September 30, 2008, any listing with open house information on openhouse.com will automatically be entered for a chance to win a Dell Inspiron computer and/or a $5,000 grand prize. One computer will be awarded each month during the contest, with the grand prize of $5,000 awarded at the end of the contest! All you need to do is post your open house information on coldwellbanker.com to ensure your open house listings are properly posted to OpenHouse.com and conducted during the contest perio

Florida Real Estate with Brandon Jordan, your Northwest Florida Realtor and ActiveRain featured Realtor for Okaloosa County since 2007. We provide this information and much more on our site for you at no charge, so please remember us when you're looking to buy or sell real estate.

 



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0 commentsBrandon Jordan • July 27 2008 12:17AM

REALTOR Magazine

REALTOR Magazine Wants You!
 

REALTOR magazine, published by NAR is looking for agent success stories to share with readers for a new feature and would love to speak with an agent from your company.

We are looking for sales associates or selling brokers who have:
  • Held a dominant position in a market segment, niche, or geographic area
  • An unusual niche - horse farms, golf clubs, retirees
  • Found a way to use a previous job or skill set to their advantage in real estate (not including sales), such as accounting, marketing, or business
  • Made a significant change - relocated, changed specialty or role (i.e. salesperson to sales manager) and been successful
  • Shifted careers from success in sales to become a successful broker, educator, trainer, author, or other
  • Had at least eight (8) closed transaction sides and $1.6 million in sales volume in 2007
If your company has a "Success Story" for REALTOR magazine to feature, please contact Mariwyn Evans at mevans@realtors.org or 312-329-5965

Florida Real Estate with Brandon Jordan, your Northwest Florida Realtor and ActiveRain featured Realtor for Okaloosa County since 2007. We provide this information and much more on our site for you at no charge, so please remember us when you're looking to buy or sell real estate.

 



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0 commentsBrandon Jordan • July 27 2008 12:13AM

Coldwell Banker and HGTV 15 K makeover

Coldwell Banker® "$15,000 Makeover Money" Sweepstakes 2008

Complete Official Rules
NO PURCHASE OR LISTING NECESSARY TO ENTER OR WIN A PRIZE A PURCHASE DOES NOT INCREASE YOUR CHANCES OF WINNING

  1. How to Enter: NO PURCHASE OR LISTING NECESSARY. The Coldwell Banker® "$15,000 Makeover Money" Sweepstakes 2008 (the "Sweepstakes") begins at 9:00 a.m. (Eastern Time ["ET"]) on August 1, 2008, and ends at 5:00 p.m. ET on September 30, 2008. You may enter the Sweepstakes in any of the following ways: (i) online by visiting the Home & Garden Television ("HGTV") Website (www.hgtv.com) (the "Website"), fill in the online entry form and submit it in accordance with the on-screen directions; (ii) via mobile phone by dialing into [44881] and submitting the following code via text message: [CB] (limit one (1) online entry per valid email address or mobile entry per phone number, per eligible person per day); or (iii) via regular mail by hand printing your name, complete address and phone number (including area code) either on a postcard or on a separate piece of paper no larger than 8½ x 11 inches, and mailing the postcard or paper to: "Coldwell Banker® $15,000 Makeover Money Sweepstakes," P.O. Box 53552, Knoxville, Tennessee 37950. Entrants using U.S. mail may enter as often as they wish. Limit one (1) entry per outer mailing envelope. Mail-in entries must be postmarked by September 30, 2008, and received by October 7, 2008. Mechanically reproduced entries will not be accepted. Incorrect, illegible, and incomplete entries are void. If entering via mobile phone, your mobile phone must be capable of sending and receiving text messages to participate via this method. You will be charged the standard text message rates under your provider. See your wireless provider for pricing plan details. Online entries are deemed made by the authorized account holder of the e-mail address submitted at the time of entry. The "authorized account holder" is deemed the natural person who is assigned to an e-mail address by an Internet access provider, service provider or other online organization that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. All online and mobile entries must be received by 4:59:59 p.m. ET on September 30, 2008. These official rules are also available on the Website or by writing to: "Coldwell Banker® $15,000 Makeover Money Sweepstakes" - Rules Request, P.O. Box 53305, Knoxville, Tennessee 37950. All entries submitted become the sole property of Coldwell Banker Real Estate LLC ("Main Sponsor") and will not be returned.

    When you enter at the Website, you may be asked to consent to receive promotional e-mails and reminders for upcoming Coldwell Banker promotions and information about the Coldwell Banker brand. Consenting to receive such e-mails is optional and does not have to be agreed to in order to be eligible to enter the Sweepstakes and does not improve your chances of winning. In the event you do consent to receive these e-mails, the use of such e-mails shall be subject to the privacy policy of Coldwell Banker Real Estate LLC, which is available at: http://www.coldwellbanker.com/home/policy. Coldwell Banker Real Estate LLC as the Main Sponsor and Scripps Networks, LLC d/b/a HGTV ("Sweepstakes Host") (collectively, the "Sweepstakes Entities") their respective affiliates, subsidiaries, parent corporations, and their respective officers, directors, shareholders, employees and agents, and any and all Internet servers and access provider(s) are not responsible for any of the following matters or issues: any incorrect or inaccurate entry information; human error; technical malfunctions; failures, omission, interruption, deletion, or defect of any telephone network, computer online systems, computer equipment, server providers, or software, including any injury or damage to participant's or any other person's computer relating to or resulting from participation in this Sweepstakes; inability to access the Website; theft, tampering, destruction, or unauthorized access to, or alteration of entries; transactions that are processed late or incorrectly or are incomplete or lost due to computer or electronic malfunction or traffic congestion on the Internet or at any website; printing or human or other errors; and any entries which are late, lost, incomplete, misdirected, stolen, mutilated, illegible or postage due, or any combination thereof. Proof of mailing, in person submission, or online submission is not considered proof of delivery or receipt. All entries become the property of Sweepstakes Entities and will not be returned. A purchase will not increase chance of winning.
  2. Eligibility: To enter the Sweepstakes you must be a legal resident of the fifty (50) United States (other than a resident of the District of Columbia or New Jersey), and be 21 years of age or older. This Sweepstakes is void in District of Columbia, New Jersey, Puerto Rico, and where restricted or prohibited by law. The Sweepstakes, and any website pages and advertisements relating thereto, is intended for viewing only within the United States. Employees of Scripps Networks, LLC d/b/a HGTV, E.W. Scripps Company, Coldwell Banker LLC, Coldwell Banker Real Estate LLC, Realogy Corporation, their affiliated companies, brokers, agents, parents, subsidiaries, website developers and administrators, and advertising and promotion agencies, (collectively, "Sweepstakes Entities"), and their immediate families and members of their households, are not eligible to participate in this Sweepstakes. By participating, entrants agree to be bound by these Official Rules and Main Sponsor's and Sweepstakes Entities' decisions, which shall be final. Online entrants may also receive information from Main Sponsor regarding other promotional offers. By entering, all participants and/or entrants release the Sweepstakes Entities and their respective parent companies, subsidiaries, and affiliates, and their respective agents, advertising and promotion agencies, affiliated companies, sweepstakes partners and prize suppliers, and all of their respective affiliated companies, employees, officers, directors and shareholders, from and against all claims and damages arising in connection with each entrant's participation and/or entry in the Sweepstakes and/or their receipt or use of any prize awarded in this Sweepstakes. This Sweepstakes is governed by U.S. law and is subject to all federal, state and local laws and regulations.
  3. Drawing and Notification: The Grand Prize Winner will be selected in a random drawing from among all eligible entries on approximately October 20, 2008 by Ritway, Inc., an independent organization ("Sweepstakes Administrator"), and will be contacted either in person or by overnight courier and phone on or about within approximately seven (7) calendar days of the drawing. If a potential Grand Prize Winner cannot be not be reached within seven (7) calendar days from the first notification attempt, then such person shall be disqualified and an alternate winner will be selected. Administrator's decisions with respect to the Grand Prize Winner and other matters pertaining to the Sweepstakes shall be final. The odds of winning a prize depends upon the number of eligible entries received for the drawing.
  4. Prizes: One (1) Grand Prize Winner: One (1) Grand Prize Winner shall receive a cash prize of Fifteen Thousand United States Dollars ($15,000). Total value of Grand Prize: $15,000. The Grand Prize cannot be transferred or substituted except at Main Sponsor's sole discretion. Main Sponsor reserves the right to substitute a prize of equal or greater value if the Grand Prize cannot be awarded as described for any reason. All federal, state, and local taxes, if any, are the sole responsibility of the Grand Prize Winner.
  5. Prize Conditions: The potential Grand Prize Winner will be required to execute an Affidavit of Eligibility, a Liability Release and, except where prohibited by law, a Publicity Release ("Affidavit/Release"). Such documents must be returned by the date and/or time indicated within such documents. If the potential Grand Prize Winner fails to return such documents within that time, or if an entrant is found to be ineligible, or if he/she does not comply with the Official Rules, then the potential Grand Prize Winner will be disqualified and an alternate winner will be selected. If the Grand Prize or prize notifications are returned as undeliverable, this will result in disqualification and an alternate winner will be selected. Except where prohibited by law, the winner's entry and acceptance of the Grand Prize constitutes permission for the Sweepstakes Entities to use said winner's name, photograph, likeness, statements, biographical information, voice, and city and state address on a worldwide basis, and in all forms of media, in perpetuity, without further compensation except where prohibited by law.
  6. Limitations of Liability: Grand Prize Winner and entrants also agree to release, discharge, indemnify and hold harmless the Sweepstakes Entities, and each of their respective officers, directors, employees, representatives and agents from and against any claims, damages or liability due to any injuries, damages or losses to any person (including death) or property of any kind resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of the Grand Prize or participation in any Sweepstakes-related activity or participation in this Sweepstakes. Sweepstakes Entities are not responsible for lost, late, misdirected, undeliverable or incomplete on-line entries due to system errors, failures or any technical malfunctions which may limit an entrant's ability to participate. If for any reason this Sweepstakes is not capable of running as planned, including, but not limited to, infection by computer virus, bugs, tampering, unauthorized intervention, fraud, or any other causes beyond the reasonable control of the Sweepstakes Entities which corrupt or affect the administration, security, fairness, integrity or proper conduct of the promotion, then the Sweepstakes Entities reserve the right at their sole discretion to cancel, terminate, modify or suspend the Sweepstakes. CAUTION: ANY ATTEMPT BY AN ENTRANT TO DELIBERATELY DAMAGE THE WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SWEEPSTAKES ENTITIES RESERVE THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY'S FEES) FROM ANY SUCH ENTRANT TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.
  7. Winner's List: To obtain the name of the Grand Prize Winner, (available after October 20, 2008) send a self-addressed stamped envelope to: "Coldwell Banker® $15,000 Makeover Money Sweepstakes" - Winners List, P.O. Box 53305, Knoxville, TN 37950. Requests received after November 10, 2008 will not be honored.
  8. Main Sponsor: Realogy Corporation and Coldwell Banker Real Estate LLC, 1 Campus Drive, Parsippany, NJ 07054.
  9. Sweepstakes Host: Scripps Networks, LLC d/b/a Home & Garden Television, 9721 Sherrill Boulevard, Knoxville, TN 37932.
  10. Sweepstakes Administrator: Ritway, Inc., 1463 E. Weisgarber Road, Knoxville, Tennessee 37909

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0 commentsBrandon Jordan • July 27 2008 12:11AM